💰 “Colliander Costs” & Clarity: Why Every Woman Needs a Financial Assessment in 2025💸
- DeKara Drakes
- Aug 2
- 2 min read
Updated: Aug 24
Let’s talk money, sis.
Not just the "OMG I need a vacation" kind of talk, but the "where is my money actually going and how do I make it work for me" kind of talk. You know — the grown woman, 2025 energy conversation that might sting a little but will definitely pay off (literally).
So… what’s a financial assessment, and why should you care?
A financial assessment is basically a loving look in the mirror — but for your bank account.
It’s not a judgment zone. It’s not a punishment.
It’s the honest, empowering check-in your future self is BEGGING you to do.
It asks:
✔️ What do I earn?
✔️ What do I actually spend?
✔️ What do I owe vs. what do I own?
✔️ And most importantly… am I financially supporting the life I say I want?
If your answer is:
"Ummm...I think I'm doing okay, but Starbucks knows my name and Target knows my soul..."Then girl, it’s time.
Let’s talk about Colliander Costs 🫣
You know what I'm talking about.
That $7 matcha. The $13 lunch that was supposed to be a $3 snack. That cute $28 "add to cart" moment because you’ve been good all week (whatever that means).
I call these Colliander Costs — small, random, daily spending that seems harmless... until it’s hijacked your big dreams like a financial ninja in lip gloss.
One Colliander Cost a day = $10
That's $300 a month.
That's $3,600 a year.
That's... yeah, a vacation, an emergency fund, a brand-new wardrobe, a business investment, or therapy with a side of luxury.
"But the future is so far away..."
Lies we tell ourselves, Vol. 2.
I spent years pretending I had forever to get it together. That the future would always politely wait for me to be ready.
Newsflash: It doesn’t.
It shows up anyway. And when it does, you’ll either meet it prepared… or panicking.
So why assess your finances now?
Because you deserve to live aligned with your intentions — not just your impulses.
Because goals don’t just “happen.” They are funded.
Because clarity is the new luxury.
Because walking into your financial future like a woman who knows her numbers is a flex, a boundary, and an act of self-love.
Here's your challenge:
💡 Block off an hour this week.
📝 Download a financial assessment worksheet (hey, we’ve got one 👀).
🎯 Look at your money with kindness, truth, and intention.
Then?
Start shifting.
Start budgeting like you mean it.
Start choosing long-term peace over short-term pleasure.
You can still buy the latte — just make sure it fits into the bigger picture.
Final Thought:
2025 is not waiting for you to feel ready.
She’s here. She’s bold. And she’s asking:
“Sis, are we thriving or just vibing?”
Let’s make sure your money says “thriving.”




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