šø Save Now, Thank Yourself Later: Why Your Future Self is Begging You to Build an Emergency Fund
- DeKara Drakes
- Aug 23
- 3 min read
Updated: Aug 30
Letās be realāsaving money doesnāt always sound glamorous. New shoes? Yes, please. Spontaneous brunch? Absolutely. Treating yourself after a long week? Girl, you earned it! š But hereās the thing: when life throws its curveballs (and trust me, it will), that ārainy day fundā could be the difference between a little stress and a full-on financial thunderstorm. āļø
š Life HappensāAnd Itās Usually Expensive
Emergencies donāt send you a calendar invite before they show up. Nopeāthey just arrive. Births, deaths, graduations, unexpected car repairs, that medical bill you didnāt see coming, even last-minute travel for family⦠all of these life moments cost money. Some are joyful, some are heartbreaking, but all require you to be ready.
And letās not forget those sneaky little expenses that pop up when you least expect themālike your phone falling into the sink (donāt ask š ) or your car battery dying on the morning of your big presentation.
š Treat Yourself, But Donāt Cheat Yourself
Donāt get me wrongāI am all aboutĀ enjoying life. The spa day, the iced latte, the splurge on that dress that makes you feel unstoppableāI support it. š But hereās the truth: treating yourself feels way less fun when a collection agency is blowing up your phone because you didnāt set money aside for lifeās not-so-cute surprises.
Financial freedom is balance. Itās giving yourself permission to enjoy today andĀ protecting your peace for tomorrow.
š± Start Small, Grow Steady
Hereās the good news: you donāt need to become a financial guru overnight. Start small. Set aside $10, $25, or $50 a week. Even tiny amounts add up faster than you think. Before you know it, youāll have a cushion that makes you feel safe, secure, andādare I sayālike the boss you are.
⨠Think of It Like Self-Care (Because It Is!)
We talk a lot about skincare routines, gym memberships, meditation, and bubble baths as self-care. But financial self-care? Thatās the real glow-up. Knowing you have money tucked away for emergencies gives you confidence, peace, and a sense of control over your life. And isnāt that the ultimate flex?
š My Why: Taking Responsibility for My Future
For me, this journey isnāt just about moneyāitās about stepping into my role as an elder-in-the-making. My parents are getting older, and I know itās time for me to take responsibilityānot only financially, but also spiritually, emotionally, and mentally.
Iāve decided: I will be financially free by my forties (or early forties). That means no more ignoring my money habits, no more living for today and hoping tomorrow figures itself out. Iām choosing discipline now so I can have freedom later.
Because financial freedom isnāt just about meāitās about being in a position to support, lead, and care for the people I love without feeling stretched, stressed, or stuck. And that vision? Thatās bigger than any brunch date or shopping spree. Thatās legacy.
š” Takeaway
Save like your future self is counting on youābecause she is. š¦ Life is unpredictable, but your finances donāt have to be. Build that emergency fund, treat yourself wisely, and remember: the goal isnāt to stop livingāitās to live smarter.
āØĀ Glam 2 Transform ā Empowering Women to Grow, Glow & Transform from the Inside Out.Ā āØ
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